Experience:

” She was very polite, and not pushy.  She responded very promptly with questions and set up appointments very timely and around our schedule.”  Client of Esther Smith

Esther’s mission is to provide professionalism, personal attention, client education, support, and warm regard that exceeds expectations.

Esther has been a licensed REALTOR since 2011 providing an outstanding experience for each of her clients.  She has 34 years experience at USDA, Rural Development as a Loan Specialist (retired 10/11)) – loan making and servicing in the Single Housing Division and Multi-Family housing Division.  She worked with an extensive network of real estate partners.  She knows that if her client is happy – she’s done her job.

Besides being a national real estate sales expert, Esther spends her spare time with family.  Her family consists of three generations in real estate.  Her daughter Tina Houser is the founder of LT Real Estate, her granddaughter, Atalie Honaker works with them as well as Managing Broker of the LT Group Real Estate.

Esther is a member of a local, state, and national professional trade association and has access to a vast array of educational programs, research, and resources.  You will want a REALTOR on your side.  Call Esther today.

You will appreciate Esther’s knowledge, understanding, and experience in the real estate market that only she, a local expert, can offer.  To be the best, you must defy mediocrity and deliver nothing short of exceptional services throughout the entire transaction.  Every client is different, every property is unique, and every journey tells a story.  Navigating through it all takes experience, trust, and commitment.

Personal finance counselor – personal budgeting – Dave Ramsey trained (2007) and has coordinated “Financial Peace University”

Held the position as secretary/bookkeeper for 20 years at the American Legion Unit 98 – payroll and account payables. (1980-2000)

Held the position as bookkeeper at the law office of Terry L. Smith for 5 years (1991-1996)

Held the position of Treasurer – Neighborhood Association, American Legion Auxiliary, Unit 98, Interfaith Mission (The Lighthouse – homeless shelter), Whitley County Real Estate, LLC and On The Market Real Estate, LLC (since 2010)

Tax preparer with H&R Block 2000-2020

Real Estate Sales Agent, CFO and Office Manager at LT Real Estate, LLC (since 2010)

A Notary Public

Qualifications:

Proficient in:

• Interpreting and implementing government regulations, IHCDA, HUD, USDA, RD
• Financial Records and processing for Payables and receivables
• Report generation and analysis including budgets and file maintenance
• Customer needs, satisfaction, and service
• Training and development
• Operations management
• Computer operations
• Collections and credit management
• Personal financial counseling
• Real Estate Sales
• Property Management